How much could you save by refinancing? Enter your details below ↓
Your Current Loan Information
Fill in what you know — we'll estimate the rest
Projected New Rate
—.——%
3.000%10.000%
APR = Note Rate — no lender fees, no points, no closing costs rolled into your rate.
APR may be higher than the note rate when closing costs and lender fees are included.
Rates shown are for illustrative purposes only and do not constitute a commitment to lend. Your actual rate and APR may vary based on credit score, loan-to-value ratio, loan amount, property type, and other factors. Contact us for a personalized rate quote and full APR details. Equal Housing Lender.
Enter your loan details above to see your potential savings
💰
$0/mo
Monthly Savings
$0/year
⏱️
—
Payoff Timeline
Instead of 30 years
📈
$0
401(k) Growth
At 7% avg annual return
Hypothetical illustration only. Actual investment returns may vary. Past performance does not guarantee future results.
The Colyer Team ("we," "us") is committed to protecting your privacy. This policy describes how we collect, use, and share personal information.
Information We Collect
Contact information (name, email, phone number)
Mortgage details you enter into our calculator (loan amount, rate, property value)
Usage data (pages visited, time on site)
How We Use Your Information
To provide rate alerts and savings calculations
To contact you about mortgage products you've expressed interest in
To improve our services
Your California Privacy Rights (CCPA/CPRA)
California residents have the right to: know what personal information we collect; request deletion of your data; opt out of the sale or sharing of personal information; and not be discriminated against for exercising these rights.
Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), you have the right to opt out of the sale or sharing of your personal information.
We do not sell your personal information. We may share limited data with service providers who help us operate our business (e.g., email delivery, analytics).
To submit a do-not-sell/share request, email judy@vip.thecolyerteam.com with the subject line "Do Not Sell or Share".
Accessibility Statement
The Colyer Team is committed to ensuring digital accessibility for people with disabilities. We continually improve the user experience for everyone and apply the relevant accessibility standards.
We aim to conform to WCAG 2.1 Level AA guidelines. If you experience any difficulty accessing any part of this website, please contact us:
We will work with you to ensure access to the information or service available on this site.
Terms of Service
Effective Date: April 1, 2026
By accessing and using this website, you agree to these Terms of Service. This site is operated by Michael Colyer, Broker Associate, DRE# 01842442, NMLS# 276626, under Five M Realty Group, Inc., DRE# 02253302.
This website is provided for informational purposes only and does not constitute an offer to lend or a guarantee of any terms or rates. All loan applications are subject to credit approval and underwriting guidelines.
Information on this site does not constitute legal, financial, or tax advice. We make no warranties regarding accuracy or completeness. Contact judy@vip.thecolyerteam.com with questions.
